Hajj Financial savings Scheme: The beginning of a brand new journey – AREWAAFFAIRS
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Hajj Financial savings Scheme: The beginning of a brand new journey

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Hajj Savings Scheme: The start of a new journey
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By Mousa Ubandawaki

There are numerous methods to realize a dream. For the 4th Board of NAHCON, the aspiration to carry down the price of Hajj and make it reasonably priced for the Muslims was a pull issue to pursue the actualization of Hajj Financial savings Scheme.

Simply quickly after his inauguration in February as Chairman/CEO, Alhaji Zikrullah Kunle Hassan declared his intention to scale back the 2020 Hajj Fare.

In line with him, he was invigorated in that call by the climb in change fee and the increment of the Worth Added Tax (VAT) by the Saudi authority from 5 p.c to 15 p.c which might have led to an astronomical improve within the Hajj Fare if the 2020 Hajj had held.

For over 10 years, the concept of getting the contributory system in place appears unsolvable as a consequence of each administrative and structural bottlenecks, despite the fact that, the legislation creating Nationwide Hajj Fee of Nigeria (NAHCON) NAHCON Act 2006 in Part 7 (I) empowers the Fee to “set up, supervise and regulate a system of Hajj Financial savings Scheme to be operated by the Pilgrims Welfare Board of every state and the FCT for pilgrims.”

However that lengthy wait lastly got here to an finish final Sunday (4th October, 2020) in Kano when the Chairman/CEO Alhaji Zikrullah Kunle Hassan, formally launched the Hajj Financial savings Scheme.

With the formal flag-off a brand new chapter of Hajj story in Nigeria has been opened, one that’s certain to alter the narratives of Hajj administration for ever.

The momentous occasion which was presided over by the Nationwide President, Nigeria Supreme Council for Islamic Affairs (NSCIA) who can also be the Sultan of Sokoto, His Eminence, Alhaji Muhammad Sa’advert Abubakar III. Mni, CFR, was hosted by Governor of Kano State, Dr. Umar Abdullahi Ganduje, CFR.

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Talking on the occasion, the Chairman/CEO, Alhaji Zikrullah Kunle Hassan, mentioned the event is epochal because it was the primary within the sub-region and within the continent.

In line with him, “It’s a dream come true. For many years, the concept couldn’t get off the bottom regardless of the intense efforts of my predecessors. However after we got here on board, we vowed to actualize the dream, no matter it will take. We due to this fact left no stone unturned to ensured that the aspirations of our founding fathers had been met.

“To us, the HSS time has come. If the narrative of Hajj financing and administration should change. If we need to put a cease to a spiral price of Hajj and provides our pilgrims the perfect service accessible.”

He, nonetheless, challenged the Stakeholders to make sure the success of the Scheme, saying that, the mere kick-off of the programme is just not an finish itself however the starting of one other new journey.

“Subsequently, for this Scheme to succeed, all hand have to be on deck, for conventional rulers, leaders, the ulama, my colleagues from the states in addition to our pals within the media owe it as duties and obligation to teach, enlighten and sensitize our Muslim brothers and sisters to patronize the Scheme”, including “as we rise from this occasion, allow us to go dwelling and rally the folks on the profit they stand to derive from this Scheme.”

He allayed the concern of people that have some misgivings concerning the intent and goals of the Scheme. “Let me allay the concern of those that thought that the scheme will strip them of their duties as custodians of Hajj funds. Because the Act said,…the Scheme is to be operated by the Pilgrims Welfare Board of every state and FCT for intending pilgrims”.

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From the foregoing, the letter and the spirit of the Act provides the State Board monumental accountability in administration and operation of the fund.

Emphasizing the large advantages, derivable from the Scheme, the CEO mentioned “the Scheme will eradicate the dangers related to conventional financial savings methodology particularly in rural areas the place thieves, hearth catastrophe can wreak or dispose the proprietor of their valuables“. Different positives in accordance with him, “financial savings mobilization from intending pilgrims in the direction of assembly bills for Hajj over a interval of not lower than one yr.

Depositors may withdraw financial savings no more than twice a yr; revenue/bonus to be distributed amongst savers proportionately and eradicate dependence or reliance on well-to-do relations and disposal of their belongings and landed property to pay for Hajj”.

Talking in the identical vein,, the Sultan of Sokoto and President-Normal of Nigeria Supreme Council for Islamic Affairs Alhaji Muhammadu Saad Abubakar 111CFR, who was represented by the Emir of Bichi, Alhaji Nasiru Ado Bayero, praised the NAHCON”s initiative. He mentioned the Scheme provides alternative for Muslims to carry out the Holy pilgrimage with out relying on the federal government sponsorship or rich relations. He, due to this fact, charged the operators to make transparency and accountability their watch phrases ‘.

Equally, the governor of Kano state Alhaji Abdullahi Umar Ganduje, CFR, recommended the fee’s initiative which he described as’ revolutionary. “The Scheme is unprecedented and revolutionary with its window of sharia-compliant financial savings. The federal government of Kano State is due to this fact in full help of the scheme and our state has from now keyed into the mannequin”, he mentioned.

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With the inauguration of HSS, the transition of Hajj cost from the analog to digital mannequin has begun. Fee of fare will now be migrated to the Financial savings Scheme by which contributors can enroll in three alternative ways: (i) By way of NAHCON and the State Pilgrims Welfare Board; (ii) specialised Apps and thru JAIZ Financial institution PLC places of work/branches throughout the nation.

Delivering this message to the gathering, the Managing Director of JAIZ BANK, Alhaji Hassan Usman, referred to as on all of the stakeholders to affix the shifting practice to make sure they achieved the perfect for the Muslim Ummah.

In line with him, “collectively we are able to succeed. With the cooperation and help of all, the HSS could make it ‘

As HSS has demonstrated, strategic partnership and collaborative mindset is an efficient and environment friendly method to advance constructive development and growth in Hajj affairs. It should due to this fact be emphasised that as one can not clap with one hand, the success of the Scheme rests on all, the Ulamas, conventional establishments and media to propagate and educate the populace on the operations in addition to the large profit. Now could be time to stroll the speak.

Ubandawaki is of the Info and Publication Division of NAHCON.

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EFG Hermes ranks 1st in Kenya, 2nd in Nigeria

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Naira currency: Ajami must go
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CAPITAL MARKET

EFG Hermes, a monetary companies company in frontier rising markets (FEM), stated it’s now ranked first on the Nairobi Securities Change and second by worth traded on the Nigerian Inventory Change, highlighting the numerous strides made in each Sub-Saharan Africa’s western and japanese monetary hubs.

The agency additionally ramped up execution capabilities throughout Sub-Saharan Africa, with shares value USD 717.four million altering fingers in Kenya, USD 483.9 million in Nigeria, USD 33.6 million in Ghana, and USD 20.three million in Tanzania, amongst others.

Reflecting on this efficiency, Ali Khalpey, CEO, EFG Hermes Frontier, said: “We’re exceptionally pleased with the work we’ve accomplished getting into Sub-Saharan Africa, which has seen us primarily create two key monetary hubs within the area in lower than three years of operations. 

“Our success right this moment regardless of difficult circumstances is a testomony to the long run view our agency has taken on the event of economic markets in Sub-Saharan Africa and the continued funding into our individuals, merchandise and infrastructure on the bottom. 

“With FEM shares anticipated to come back out stronger within the 12 months to come back, we’re assured that we’re able to capitalize on the allocation shift again into FEM, in addition to the continued progress in home capital allocation to capital markets. We intend to additional solidify our presence in Sub-Saharan Africa and achieve additional market share with new product launches,” he added. 

In Nigeria, EFG Hermes leveraged the numerous strides taken in 2019 to strengthen its standing and traction with home and international institutional traders alike, ending the 12 months with a market share near 19.2%.”

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Bayelsa group lays siege to SPDC gasoline plant

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Bayelsa community lays siege to SPDC gas plant
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…As youths, girls protest protracted energy outage, unemployment

…Erect canopies on street, tie palm fronds, cook dinner on roadside

By Samuel Oyadongha

ANGRY youths, girls and elders of Obunagha group, Yenagoa Native Authorities Space, Bayelsa State, have shut down the Gbarain-Ubie Gasoline Plant base,    operated by Shell Petroleum Growth Firm, SPDC, within the city in protest over alleged insensitivity of the corporate to their sufferings.

NDV realized the placard-carrying indigenes had, within the early hours of final Friday, stormed and occupied the street resulting in the power stopping staff and guests from moving into or popping out.

Placard-carrying villagers rebuff troopers

Although armed troopers have been deployed within the space, the natives weren’t deterred as they rebuffed pleas to vacate the scene pending the decision of their calls for and grievances.

They erected canopies in the course of the street to shelter themselves from  the scorching solar and in addition tied conventional palm fronds throughout the street, a logo of resistance.

The protesting villagers got here ready to the protest venue with their cooking utensils as they have been sighted utilizing the native hob and pot to organize meal by the roadside, a sign that they weren’t able to vacate the realm till the circumstances that knowledgeable their protest are resolved.

The natives decried the lingering energy outage within the space whereas the multi-billion naira gasoline facility situated within the coronary heart of their group enjoys uninterrupted energy provide.

In addition they accused the oil firm of not offering employment to the group youths in addition to sacking these already engaged.

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In darkness for 2 years

“We now have been with out electrical energy provide for 2 years and now we have made a number of entreaties to the corporate to come back to our support to no avail. We’re compelled to put siege to the doorway to precise our grievances and for the corporate to have a change of coronary heart in direction of our plight,” an indigene of the realm, Tonye, stated.

He added that the operations of the oil firm haven’t been helpful to them, noting the water undertaking executed by the corporate was nonfunctional whereas the gasoline plant enjoys uninterrupted electrical energy and water provide.

One other native, Josse Wose, stated: “As you may see our moms can not bear the perpetual darkness in our group when the occupants of the gasoline plant are having fun with uninterrupted electrical energy provide and all the fundamental want of life.”

“Generally the gasoline flare causes vibration in our houses and we’re uncovered to airborne ailments and environmental air pollution. We now have been accountable host through the years,” she including noting that it will not price the corporate a lot to rectify the facility challenges they’re going through.

No potable water, different advantages — Okoko, Obunagha CDC chair

Additionally talking, the Group Growth Committee, CDC, chairman, Obunagha, Mr Preye Okoko, stated: “We frown on the present scenario whereby Obunagha, as host group will bear the adversarial impacts of operations of the oil firm with little or no profit. Our group is going through devastating erosion menace as may very well be seen alongside our waterfront and we additionally lack potable water provide. Think about the cruel impact of the gasoline flaring we’re day by day subjected to.”

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Contacted,  SPDC Spokesperson, Michael Adande, stated: “We’re, with the help of presidency and the GMoU- CDB leaders, participating these stakeholders in direction of resolving any space of disagreement.

“SPDC GMoU for the realm is lively and we encourage stakeholders to at all times interact because the GMoU locations improvement within the fingers of group individuals,” he added.

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IGP succession bid: Between legitimacy and trivia

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By Sulaiman A. Abba

SUCCESSION planning is a course of for figuring out and growing new leaders, who can change previous ones after they depart, retire or die. This planning will increase the supply of skilled and succesful arms which can be ready to imagine these roles as they grow to be accessible. Taken narrowly, “alternative planning” for key roles is the center of succession planning.

Within the army, police and different armed safety companies in addition to in each authorities establishment, succession planning goals for continuity of management, stopping a chaotic energy wrestle by stopping an influence vacuum. The planning for a successor to the highest workplace within the Nigeria Police is heading for a serious check this February as the present Inspector Common, Mohammed Adamu, retires on attainment of the of 60/35 years service age stipulated by the civil service guidelines of the nation.

The Nigeria Police Drive, NPF, is the principal regulation enforcement and lead safety company in Nigeria with employees energy of about 371,800 and a present plan to replace to 650,000 by recruiting 280,000 new arms. Constituting devices for the Drive are Part 214 of the 1999 Structure of the Federal Republic (as amended) and the Nigeria Police Act 2020.

The NPF is a really giant organisation consisting of 36 State Instructions grouped into 12 zones and 7 administrative organs. The Inspector-Common of Police, IGP, is the pinnacle of the Drive as essentially the most senior officer within the police service. The pioneer IGP was Louis Edet and the present IGP is Mohammed Adamu who’s billed for retirement on February 1, 2021.

Fairly expectedly, weeks to Adamu’s retirement, the problem of a possible alternative has taken centre stage and throwing recent questions into the nation’s succession planning course of. The unfolding situation has pitched reliable claimants to the workplace as per the 2020 Nigeria Police Act in opposition to a number of others hanging within the wings for a possibility. In 2020, the NPF underwent main overhauls when President Muhammadu Buhari in a memo dated September 16, 2020, communicated his assent to the Nigeria Police Invoice, 2020 to the Nationwide Meeting.

Particularly, the brand new Police Act offered amongst others, that an individual to be appointed IGP shall be a senior police officer not under the rank of an Assistant Inspector Common of Police, AIG, with the requisite educational qualification of not lower than a primary diploma or its equal along with skilled and managerial expertise.

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Half 111 Part 7 (6) of the Act, which repealed the Police Act Cap. P19, Legal guidelines of the Federation of Nigeria, 2004, prescribed a four-year single tenure for an individual appointed to the workplace of the IGP topic to the provisions of clause 18 (8), which stipulates that each police officer shall, on recruitment or appointment, serve within the Nigeria Police Drive for a interval of 35 years or till he attains the age of 60 years, whichever is earlier.

The important thing necessities for eligibility as meant by the Act can, subsequently, be safely summarised as academic qualification and expertise, at the least 4 remaining years in service and rank. Statutorily, subsequently, three DIGs Aminchi Baraya, Ibrahim Lamorde, and Nkpa Inakwu and 10 AIGs Hosea Karma, Mohammed Mustafa, Jonah Mava, Olusholla David, Yununa Babas, Nkereuwem Akpan, Olafimihan Adeoye, Agunbiade Lasore, Undie Adie and Olugbenga Adeyanju are scheduled to exit the Drive with Adamu on February 1.

Additionally as per the provisions of the Police Act 2020, all of the three DIGs and two AIGs within the race for the workplace of IGP have been caught within the net of the hurdles as none of them has 4 extra years left within the service – a statutory prerequisite for eligibility. Whereas DIG Sanusi Lemu is scheduled to give up the police power on January 30, 2023, DIG Usman Baba and DIG Dan-Mallam Mohammed will depart on March 1, 2023, and December 18, 2023, respectively.

This limits the scope of alternative to a few Deputy Inspectors Common of Police, two Assistant Inspectors Common of Police and a Commissioner of Police just lately deployed as appearing Assistant Inspector-Common of Police, Drive CID Annex, Lagos. They embody DIG Sanusi Lemu, DIG Usman Alkali Baba, DIG Dan-Mallam Mohammed, AIG Hafiz Inuwa, AIG Garba Umar and CP Dasuki Galadanchi, who just lately accomplished a course on the Nationwide Institute of Coverage and Strategic Research, NIPSS, Kuru, Plateau State.

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As the final observe has been within the nation the place is often stuffed by a serving AIG, whereas these on the rank of DIGs are retired together with the IGP. Thus going by this normal observe, it turns into obvious that majority 23 of the officers within the AIG cadre have lower than two years to serve within the capability as IGP when so appointed as a result of unquestionable information that both by age or longevity in service they need to retire as at when due.

Additionally, the probabilities of the 2 candidates believed to be favoured by the retiring IGP together with two different retired AIGs as doubtless successors; AIGs Garba Umar and Hafiz Inuwa grow to be jeopardised as each are caught within the disqualification net of the provisions within the new Police Act on remaining years of service. Whereas AIG Garba Umar has Could 15, 2023, as retirement date, AIG Hafiz Inuwa is predicted to exit on March 21, 2024.

Others stated to be in rivalry for the job however don’t have any requisite 4 years are AIG Dan-Mallam Mohammed and Zanna Ibrahim. Dan-Mallam was born on January 1, 1963, and enlisted within the police on March 15, 1988.

Within the meantime, the one senior police officer of Northern extraction who is just not entangled by the provisions of the Police Act is Dasuki Galadanchi, a Commissioner of Police who is because of retire on March 3, 2025. His solely snag, nonetheless, is that he’s extensively believed to not be within the good books of outgoing IGP Adamu, a part of the explanations when his mates and even juniors had been promoted just lately, his title was inadvertently omitted.

Dasuki, who’s quantity two in seniority on the employees record among the many 97 commissioners of police at present in service, is predicted to be a beneficiary of the following promotion to the rank of AIG. Reviews stated that he has already been deployed to the Drive CID Annex, Lagos, as appearing AIG forward of his anticipated elevation to the substantive rank on the forthcoming PSC assembly.

An alumnus of NIPPS Kuru, born on January 10, 1966, Galadanchi was Commissioner of Police in Imo State, from the place he was redeployed to move the Police Cooperative Society in Lagos. He earlier served as deputy commissioner of police in Ekiti, amongst different postings. Galadanci is at present the AIG accountable for Drive CID annex, Alagbon Shut, Lagos State.

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One other officer among the many present 29 AIGs that might have scaled the hurdles of the availability of the Police Act 2020, Moses Jitoboh has inadvertently been promoted to the rank of DIG anticipated to be endorsed on the subsequent PSC assembly which may very well be quickly. Jitoboh was Commissioner of Police in Adamawa State, CP Common Investigations on the Drive Legal Intelligence and Investigations Division earlier than he was appointed an AIG. As AIG, he headed Zone Eight headquarters in Lokoja earlier than he was transferred to frame patrol.

Born on June 1, 1970, AIG Jitoboh who hails from the southern flank of the nation nonetheless has 9 years in service, however after attaining the DIG, he too can be out of the match and out of the cup. This is able to, in the long run, render the selection for the following IGP a matter between reliable claimants and alternative seekers.

Lastly, there are robust indications additionally that delicate strikes have begun to safe the extension of Adamu’s tenure past his retirement date which is creating stress amongst males and officers of the police power. To state that the nation requires the companies of a person or lady that can maintain the workplace for a very long time will likely be saying the apparent. No due to the insecurity that has held the nation prostrate within the final twenty years.

AIGs are already versed with policing work and won’t be strangers in a terrain they’re accustomed to if appointed to the place of IGP.

Moreover, AIGs as earlier acknowledged are grounded women and men within the act of policing, whereas, within the army, any officer on the rank of a Brigadier-Common could be appointed as service chiefs if handy for the President.

Abba, a commentator on nationwide points, wrote from Kaduna

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